When You're Thinking About Buying a Home, One of the Most Important Decisions You'll Make Is Whether to Use a Home Loan or a Home Equity Loan. Here Are Some Tips for Getting a Home Loan. When It Comes to Home Loans, It Can Be a Confusing Process. However, with the Help of a Qualified Professional, You Can Get the Home Loan That Is Perfect for You. Home Loans Can Be Used for a Variety of Purposes, Such as Purchasing Your Own Home, Refinancing Your Existing Home, or Purchasing a Home as an Investment.